Shriram Finance aims to double gold loan share in loanbook in 3 years

Shriram Finance is aiming to double gold loans' contribution in the overall loanbook to 5 per cent over the next three years, joining a slew of lenders ramping up focus in the more secure and high-value retail segment.
The non-bank lender is also keen to increase the share of micro, small and medium enterprises in the overall loan portfolio over the medium term to 20 per cent, a top official has said.
"Around 2.5 per cent of our loan book comes from the gold loan segment now.

We want to grow it to 5 per cent in the next three years," its executive vice chairman Umesh Revankar told PTI recently.
As of June 2026, the lender's overall gold loans outstanding had stood at Rs 7,514 crore, accounting for 2.39 per cent of the overall Rs 3.13 lakh crore book.

Gold loans' share has been steadily increasing in recent times, and the first quarter of FY27 also saw a 46 per cent growth in portfolio when compared year-on-year and 13 per cent quarter-on-quarter.
In March 2026, the gold loans ...